- fr
- en
New Caledonia / Insurance for the riots of 2024
Eight months after the riots that ravaged this antipodean French territory, insured companies are facing up to their insurers.
The technical and legal realities remain:
- Guarantees that are often outdated and ill-suited to companies’ real risks, both in terms of amounts and the existence of certain guarantees.
- Questions about the quality of the advice provided by certain insurance intermediaries in setting up cover and contracts for their customers.
- Frequent failure to regularly re-evaluate risks, and therefore guarantees
- Weak formalization of certain negotiated guarantees, making it difficult to prove their existence on the day of a claim.
- Insurance market reduced to a very small number of companies
- Future refusal of insurance in many parts of the country
I intervene on behalf of New Caledonian companies to defend their interests against their insurers.