INSURANCE LAW

Los Angeles wildfires: what if it had happened on the Côte d’Azur?

50 billion dollars worth of damage, 12,000 buildings burned, 180,000 people evacuated, the Getty Museum’s collection threatened,… and as if that weren't enough, could the bears, that had taken up residence in a Californian house abandoned by the victims, had exacerbated the damage ? If California were the Côte d'Azur and the Californian administration were the French administration, what would be the consequences in French insurance law for a similar catastrophe ?

INSURANCE LAW

Fires caused by lithium batteries: how to insure efficiently ?

Les incendies et sinistres liés aux batteries fonctionnant au lithium sont si nombreux qu’ils ne peuvent être ignorés ni par les assureurs ni par les assurés.

INSURANCE LAW

Reinsurance captives of French companies: technical and legal practical work

Last November, the Prudential Control and Resolution Authority published its guide to reinsurance captives. This new risk and insurance management tool for companies, on which our firm has been working with the authorities since 2021, is developing rapidly for the benefit of French companies.

INSURANCE LAW

New Caledonia / Insurance for the riots of 2024

Eight months after the riots that ravaged this antipodean French territory, insured companies are facing up to their insurers.

INSURANCE LAW

Liability insurance for consulting firms:  beware of the classification of indemnities paid to a dissatisfied customer !

Beware of non-liability insurance in the event of termination of the service contract. Our article with Professor Pillet.

INSURANCE LAW

Litigation funding : insurance in focus

It's a far cry from the American nuclear verdicts, but it's still a heavy price to pay on France's modest scale. The two lockdowns following the Covid-19 pandemic brought the French economy to a standstill. By decree, places open to the public, including the retail and catering sectors, were forced to close store.

INSURANCE LAW

Please note! You may be unaware that your insurance contracts are subject to the French Public Procurement Code !

In principle, companies, as legal entities under private law, are exempt from the provisions of the French Public Procurement Code (Code de la commande publique), which stipulates that insurance contracts must be put out to tender. However, you could be one of the exceptions... European legislation has extended the scope of application of the aforementioned code by laying down certain conditions.

INSURANCE LAW

Insurance against losses linked to Covid and clauses concerning the administrative closure of businesses. The Court de Cassation settles the debate in favour of policyholders

Clearly, in unprecedented situations unforeseen by risk professionals, doubt has benefited insurers... until recent rulings by the Cour de cassation. During the Covid crisis, although some restaurants and shops were able to call on their cover, insurance companies refused to consider the Covid decrees as constituting ‘closures’ within the meaning of the insurance contracts that provided for them, thereby depriving these businesses of compensation.

INSURANCE LAW

MGA’s Global Study #2

We continue our study of MGA’s, which began in June 2024, in the Americas and Africa.

MGA’s (Managing General Agents) are a fast-growing category of insurance intermediaries in Europe. However, this model originated in Anglo-Saxon countries, particularly the United States, where the legal framework and practice are far more developed.