INSURANCE LAW

Covid losses: After restaurants, pharmacists. The closing of borders constitutes a case of denial of access cover by the insurance policy.

Enthémis obtains the conviction of AXA on the basis of a ¨Difficult access to premises¨ clause.

INSURANCE LAW

Companies hit by the sanctions due to the Russian-Ukrainian war: it is unlikely that the exclusion of insurance policies is valid. Which claim to declare?

Insurance policies covering business interruption sometimes include coverage for loss due to political sanctions.

INSURANCE LAW

Insurance policies termination update: a greater flexibility for the insured

A proposition recently made by the ¨Comité consultatif du secteur financier¨ (CCSF), a French consultative body tasked with submitting measures to improve the relations between banks and insurers and their clients, could lead to new ramifications on the French insurance sphere.

INSURANCE LAW

Insurance contract renewals from January 1, 2022: limitations are already underway

Since the first semester of 2019, the insurance market started an upward trend in Europe: prices have increased, and covers have been more limited. In this context, insurance companies have been reviewing their contracts and programs to the detriment of policyholders, who experienced broader limitations and poorer covers since 2020. We published a synthetic study on this subject in May 2020; here is an update.

INSURANCE LAW

The MGA, a trendy (but not so new) beast Why?

On February 3rd, 2021, the underwriting agency Centrix announced its decision to join the Managing General Agents Association (MGAA) – the only association in the UK that represents and promotes the Managing General Agents (MGA) industry and its members. “A natural choice,” according to the newly created MGA (2019) fancying to expand its presence in the London market.

INSURANCE LAW

Why the consequences of a pandemic are not uninsurable (and should be insured)

Article published in Les Echos by Julien Aubert, Jérôme Goy and Olivier Marleix

INSURANCE LAW

Second lockdown and business interruption insurance : companies must persist in the face of insurers

The second lockdown has stopped or considerably slowed down the activity of many economic sectors that had already been severely affected since the beginning of the covid-19 crisis. Many companies in most countries have already declared a claim to their insurer about the business interruption coverage provided in their insurance contracts.