Jérôme Goy


Publications de Jérôme Goy

Aperçu
INSURANCE LAW

Companies hit by the sanctions due to the Russian-Ukrainian war: it is unlikely that the exclusion of insurance policies is valid. Which claim to declare?

Insurance policies covering business interruption sometimes include coverage for loss due to political sanctions.

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Aperçu
INSURANCE LAW

Companies hit by the sanctions due to the Russian-Ukrainian war: it is unlikely that the exclusion of insurance policies is valid. Which claim to declare?

Insurance policies covering business interruption sometimes include coverage for loss due to political sanctions.

Read more

Aperçu
INSURANCE LAW

Insurance policies termination update: a greater flexibility for the insured

A proposition recently made by the ¨Comité consultatif du secteur financier¨ (CCSF), a French consultative body tasked with submitting measures to improve the relations between banks and insurers and their clients, could lead to new ramifications on the French insurance sphere.

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Aperçu
INSURANCE LAW

Insurance policies termination update: a greater flexibility for the insured

A proposition recently made by the ¨Comité consultatif du secteur financier¨ (CCSF), a French consultative body tasked with submitting measures to improve the relations between banks and insurers and their clients, could lead to new ramifications on the French insurance sphere.

Read more

Aperçu
INSURANCE LAW

Business interruption: embarrassing rulings for insurers

Nearly two years after the outbreak of the Covid-19 crisis, insurers are still struggling with claims for business interruption suffered by companies due to the pandemic. Judges keep ruling in favor of insured companies, considering that they were covered against "business interruption" suffered as a result of the lockdowns.

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Aperçu
INSURANCE LAW

Business interruption: embarrassing rulings for insurers

Nearly two years after the outbreak of the Covid-19 crisis, insurers are still struggling with claims for business interruption suffered by companies due to the pandemic. Judges keep ruling in favor of insured companies, considering that they were covered against "business interruption" suffered as a result of the lockdowns.

Read more

Aperçu
INSURANCE LAW

Business interruption: towards the multiplication of insured companies. Jérôme Goy’s tribune

Insurers won’t talk about it, but companies should be aware that there is only one month left before the statute of limitation expires for insurance claims related to business interruption.

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Aperçu
INSURANCE LAW

Business interruption: towards the multiplication of insured companies. Jérôme Goy’s tribune

Insurers won’t talk about it, but companies should be aware that there is only one month left before the statute of limitation expires for insurance claims related to business interruption.

Read more

Aperçu
INSURANCE LAW

Business interruption: insurers under pressure!

A few weeks before the expiration of the two-year statute of limitation on business interruption coverage, this sensitive issue is coming back into the legal arena. The consequences for the insurers concerned could be massive.

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Aperçu
INSURANCE LAW

Business interruption: insurers under pressure!

A few weeks before the expiration of the two-year statute of limitation on business interruption coverage, this sensitive issue is coming back into the legal arena. The consequences for the insurers concerned could be massive.

Read more

Aperçu
INSURANCE LAW

Originally from the United Kingdom, MGAs, or managing general agents, are increasingly present in the French insurance market, particularly in the world of insurtech, where some companies, such as Assurly, Luko and Zego, are using this status. 

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Aperçu
INSURANCE LAW

Originally from the United Kingdom, MGAs, or managing general agents, are increasingly present in the French insurance market, particularly in the world of insurtech, where some companies, such as Assurly, Luko and Zego, are using this status. 

Read more

Aperçu
INSURANCE LAW

Insurance contract renewals from January 1, 2022: limitations are already underway

Since the first semester of 2019, the insurance market started an upward trend in Europe: prices have increased, and covers have been more limited. In this context, insurance companies have been reviewing their contracts and programs to the detriment of policyholders, who experienced broader limitations and poorer covers since 2020. We published a synthetic study on this subject in May 2020; here is an update.

Read more
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Aperçu
INSURANCE LAW

Insurance contract renewals from January 1, 2022: limitations are already underway

Since the first semester of 2019, the insurance market started an upward trend in Europe: prices have increased, and covers have been more limited. In this context, insurance companies have been reviewing their contracts and programs to the detriment of policyholders, who experienced broader limitations and poorer covers since 2020. We published a synthetic study on this subject in May 2020; here is an update.

Read more

Aperçu
INSURANCE LAW

“Pandemic insurance: the embalmer, the abbot and the gravedigger”. A column from Jérôme Goy.

Why should we not believe the fable that is told to us, or how the insurance of companies against the pandemic can only be a mutualised and generalised guarantee, and not an additional tax loophole ?

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Aperçu
INSURANCE LAW

“Pandemic insurance: the embalmer, the abbot and the gravedigger”. A column from Jérôme Goy.

Why should we not believe the fable that is told to us, or how the insurance of companies against the pandemic can only be a mutualised and generalised guarantee, and not an additional tax loophole ?

Read more

Aperçu
INSURANCE LAW

The termination of an insurance contract: a fresh air within formalism

The insurance market has been growing steadily, as you know, for more than two years now. The trend will continue to intensify at the end of 2021 for the January 1st contract renewal season.
In order not to suffer from such important increases, which are often presented as inevitable, insured companies wishing to do so, must prepare before the summer the competition from their intermediaries (brokers and managers), before (or sometimes at the same time) that of insurers.

Read more
-->

Aperçu
INSURANCE LAW

The termination of an insurance contract: a fresh air within formalism

The insurance market has been growing steadily, as you know, for more than two years now. The trend will continue to intensify at the end of 2021 for the January 1st contract renewal season.
In order not to suffer from such important increases, which are often presented as inevitable, insured companies wishing to do so, must prepare before the summer the competition from their intermediaries (brokers and managers), before (or sometimes at the same time) that of insurers.

Read more

Aperçu
INSURANCE LAW

The MGA, a trendy (but not so new) beast Why?

On February 3rd, 2021, the underwriting agency Centrix announced its decision to join the Managing General Agents Association (MGAA) – the only association in the UK that represents and promotes the Managing General Agents (MGA) industry and its members. “A natural choice,” according to the newly created MGA (2019) fancying to expand its presence in the London market.

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Aperçu
INSURANCE LAW

The MGA, a trendy (but not so new) beast Why?

On February 3rd, 2021, the underwriting agency Centrix announced its decision to join the Managing General Agents Association (MGAA) – the only association in the UK that represents and promotes the Managing General Agents (MGA) industry and its members. “A natural choice,” according to the newly created MGA (2019) fancying to expand its presence in the London market.

Read more

Aperçu
INSURANCE LAW

Paris fantasizes the return of captive insurance companies

Le ministère de l’Economie aimerait que les grands groupes qui choisissent de s’assurer eux-mêmes – en
créant une captive d’assurance – le fassent en France plutôt qu’au Luxembourg

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Aperçu
INSURANCE LAW

Paris fantasizes the return of captive insurance companies

Le ministère de l’Economie aimerait que les grands groupes qui choisissent de s’assurer eux-mêmes – en
créant une captive d’assurance – le fassent en France plutôt qu’au Luxembourg

Read more

Aperçu
INSURANCE LAW

Why the consequences of a pandemic are not uninsurable (and should be insured)

Article published in Les Echos by Julien Aubert, Jérôme Goy and Olivier Marleix

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Aperçu
INSURANCE LAW

Why the consequences of a pandemic are not uninsurable (and should be insured)

Article published in Les Echos by Julien Aubert, Jérôme Goy and Olivier Marleix

Read more

Aperçu
INSURANCE LAW

Second lockdown and business interruption insurance : companies must persist in the face of insurers

The second lockdown has stopped or considerably slowed down the activity of many economic sectors that had already been severely affected since the beginning of the covid-19 crisis. Many companies in most countries have already declared a claim to their insurer about the business interruption coverage provided in their insurance contracts.

Read more
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Aperçu
INSURANCE LAW

Second lockdown and business interruption insurance : companies must persist in the face of insurers

The second lockdown has stopped or considerably slowed down the activity of many economic sectors that had already been severely affected since the beginning of the covid-19 crisis. Many companies in most countries have already declared a claim to their insurer about the business interruption coverage provided in their insurance contracts.

Read more

Aperçu
INSURANCE LAW

Business interruption insurance and coronavirus : insurers sentenced to cover companies’ losses in various countries

All over the world, the economic crisis unleashed by the outbreak of covid-19 is hurting economies, regardless of income level. According to World Bank forecasts, the global economy will shrink by 5.2% this year.

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Aperçu
INSURANCE LAW

Business interruption insurance and coronavirus : insurers sentenced to cover companies’ losses in various countries

All over the world, the economic crisis unleashed by the outbreak of covid-19 is hurting economies, regardless of income level. According to World Bank forecasts, the global economy will shrink by 5.2% this year.

Read more

Coronavirus and business interruption: hotels, restaurants, is there a loophole in your insurance policy? (Free translated synthesis)

Insurance companies are insuring that business losses related to the pandemic are not insurable. However, the contracts are ambiguous, particularly concerning coverage during administrative closures, and the article proposes the contracts of five French insurance companies.

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Coronavirus and business interruption: hotels, restaurants, is there a loophole in your insurance policy? (Free translated synthesis)

Insurance companies are insuring that business losses related to the pandemic are not insurable. However, the contracts are ambiguous, particularly concerning coverage during administrative closures, and the article proposes the contracts of five French insurance companies.

Read more

Aperçu
INSURANCE LAW

After Covid-19: Business interruption insurance for companies (Free translation)

The Covid-19 crisis has forced many sectors to shut down, while other companies are suffering considerable losses in turnover.

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Aperçu
INSURANCE LAW

After Covid-19: Business interruption insurance for companies (Free translation)

The Covid-19 crisis has forced many sectors to shut down, while other companies are suffering considerable losses in turnover.

Read more

Aperçu
INSURANCE LAW

“Businesses: insurance companies and the state must take responsibility”. The opinion column of J. Aubert, O. Marleix and J. Goy. (Free translation)

The three signatories call for the “creation of a simple mechanism to guarantee business interruption losses in the event of a pandemic, based on the natural disasters one”.

Read more
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Aperçu
INSURANCE LAW

“Businesses: insurance companies and the state must take responsibility”. The opinion column of J. Aubert, O. Marleix and J. Goy. (Free translation)

The three signatories call for the “creation of a simple mechanism to guarantee business interruption losses in the event of a pandemic, based on the natural disasters one”.

Read more