Why the consequences of a pandemic are not uninsurable (and should be insured)
Article published in Les Echos by Julien Aubert, Jérôme Goy and Olivier Marleix
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Jérôme Goy
is a graduate of the Paris Institute of Political Studies (Economics & Finance) and holds a master’s degree in business law from Paris X university.
PRACTICE AREAS
Jérôme is a recognised professional in affinity and international insurance distribution for trade associations, financial institutions and regulated professions. He formerly spent eleven years in the US broking firm Aon, where he was notably Managing Director France (2008 / 2013) and then COO Europe of Aon Professional Services (2010 / 2013), after working as a lawyer from 2004 to 2007 in the insurance department at Paul Hastings.
He has written numerous papers on the development of Insurtech companies, the professional liability of receivers and administrators in bankruptcy (IFPPC bulletin) and collective works on lawyers’ liability and liability insurance law in European Union countries.
In 2016, he was Delegate for Regulated Professions under the President of the Paris Bar Association.
Jérôme is an active member of EDC (Entrepreneurs et Dirigeants Chrétiens) and the Sciences Po Assurance Alumni association.
He co-founded Enthémis in 2019.
INSURANCE LAWSecteur.s d'activité
- REGULATED PROFESSIONS, TRADE ASSOCIATIONS
Publications de Jérôme Goy
Second lockdown and business interruption insurance : companies must persist in the face of insurers
The second lockdown has stopped or considerably slowed down the activity of many economic sectors that had already been severely affected since the beginning of the covid-19 crisis. Many companies in most countries have already declared a claim to their insurer about the business interruption coverage provided in their insurance contracts.
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Business interruption insurance and coronavirus : insurers sentenced to cover companies’ losses in various countries
All over the world, the economic crisis unleashed by the outbreak of covid-19 is hurting economies, regardless of income level. According to World Bank forecasts, the global economy will shrink by 5.2% this year.
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Coronavirus and business interruption: hotels, restaurants, is there a loophole in your insurance policy? (Free translated synthesis)
Insurance companies are insuring that business losses related to the pandemic are not insurable. However, the contracts are ambiguous, particularly concerning coverage during administrative closures, and the article proposes the contracts of five French insurance companies.
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Crédit Mutuel has opened Pandora’s box for insurers (Free translated synthesis)
Jane Grandin de l’Eprevier – 05/05/2020
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After Covid-19: Business interruption insurance for companies (Free translation)
The Covid-19 crisis has forced many sectors to shut down, while other companies are suffering considerable losses in turnover.
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“Businesses: insurance companies and the state must take responsibility”. The opinion column of J. Aubert, O. Marleix and J. Goy. (Free translation)
The three signatories call for the “creation of a simple mechanism to guarantee business interruption losses in the event of a pandemic, based on the natural disasters one”.
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